A seasoned professional with over 25 years of experience in the technology industry, specifically in Artificial Intelligence, Agentic AI, Business Analytics, and Regulatory Technologies. He is currently IBM's Agentic AI and Business Analytics Leader, in Europe, Middle East, and Africa, where he oversees these domains. Ricardo has held various leadership positions within IBM, including roles in Collaboration and Analytics Solutions, Watson/Artificial Intelligence, and Financial Crimes Prevention Solutions. Throughout his career, Ricardo has demonstrated a passion for driving innovation and helping businesses adopt cutting-edge technologies. He has worked closely with IBM's ecosystem to facilitate the adoption of AI, GenAI and Analytics solutions by clients across a wide range of industries and use cases. His expertise in software leadership and management has been instrumental in helping businesses leverage the power of AI and data to drive growth, improve efficiency, and enhance decision-making. Ricardo's professional background and accomplishments are a testament to his dedication to the field of technology. He is a thought leader and a sought-after expert in the industry, and his insights on AI, data analytics, and regulatory technologies are highly valued